Archive for June, 2012

Death By Mosquito Bite is Covered in Accidental Insurance

Thursday, June 28th, 2012

The consumer forum said that, death caused by mosquito bite is an accident and it is to be covered under accidental death insurance. It also said that, there is no difference between the death caused by the snake bite and the mosquito bite, provided there should be a proof to the fact. This happened with […]

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14 More Services to Exempt From Tax from July 1

Tuesday, June 26th, 2012

The Government recently announced that 14 more services would be exempted from payment of service tax. These services shall be included in the negative list and would come into effect from July 1. With the inclusion of these 14 services in the negative list of services, the total number of services that are exempted from […]

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RBI’s Policy Review Keeps CRR and Repo Rates Unchanged

Tuesday, June 26th, 2012

The Reserve Bank of India (RBI) has disappointed retail borrowers, auto & real estate industry who are expecting at least 0.25% rate cut on June 18. RBI announced that it decided to keep CRR (Cash Reserve Ratio) and repo rate unchanged at 4.75% and 8% respectively. RBI in its monetary policy review said that inflation […]

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IRDA Issues Guidelines on ‘Orphan’ Insurance Policies

Tuesday, June 26th, 2012

Many policyholders complain that the insurance agent who sold them the policy is no longer with the insurer and their policy is not being serviced due to termination of the agent by the insurer. So, whenever an insurance agent leaves the company, their policies secured by the agent are left behind ‘orphaned’. IRDA has issued […]

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Five Attributes to Boost Your Physical Fitness

Tuesday, June 26th, 2012

Fitness is commonly misunderstood as a process of maintaining six pack abs or having a good muscle tone. But, it is actually about keeping the body in a good condition by maintaining moderate levels of energy and strength in the body. The following article is all about what an individual needs to know about fitness […]

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What Makes Fruits a Healthy Choice?

Tuesday, June 26th, 2012

We all know that fruits are healthy. But do you know why they are said to be healthy? Let’s discuss on this topic in this article. Magic ingredients of fruits: Fruits contain essential nutrients that human body is unable to produce by itself. These nutrients aid the body in performing various normal and metabolic functions. […]

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Diabetes – Most Prevalent Lifestyle Disease in India

Tuesday, June 26th, 2012

Diabetes or high blood sugar is a common health issue among Indians today. Over the years, the number of diabetes cases has grown substantially. The fifth edition of Diabetes Atlas, published in 2011 by the International Diabetes Federation (IDF), shows India as second among the global countries with people suffering from diabetes. According to estimates, […]

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India to See More ATMs in Next 6-12 Months

Monday, June 25th, 2012

The Secretary of Financial services said that India will have more number of ATMs (Automated Teller Machines) in the next 6-12 months. About 60,000 to 80,000 more ATMs are to be launched next year. Every branch of every bank in India will have an ATM installed in its premises. This measure has been already started […]

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Note Sorting Machines to be Mandatory in Banks: Finance Ministry

Monday, June 25th, 2012

The Finance Ministry proposes not to file FIRs (First Information Report) by banks when fake currency notes are detected. The report from the Finance Ministry recommends Reserve Bank of India (RBI) to frame a policy for mandatorily providing Note Sorting Machines (NSMs) at all bank branches with Rs.25 lakh and above cash receipts, so that, […]

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Diabetic Diet Plan for Indians

Monday, June 25th, 2012

Diabetes or high blood sugar is one of the most common chronic (lifelong) disorders from which majority of Indians are suffering. Unlike all other lifestyle diseases, diabetes affects almost all the major parts of the body, when not managed properly. Hence, diabetes management is important for every person suffering from diabetes. Long back, in the […]

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Difference Between a Miser and a Frugal

Thursday, June 21st, 2012

People often consider frugality as kind of miserliness. But there is a big difference between a miser and a frugal. A miser with stingy behaviour always thinks about hoarding money and doesn’t buy even some essentials due to addiction of saving and reluctance to spending. But frugal living is something that makes you feel happy […]

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How to Save Money – Secrets You Must Know

Wednesday, June 20th, 2012

Looking for ways to save money? Here are some tips on how to save money. They are simple and effective in helping you start saving money that works well in real life

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Posted in Save, Smart Living | 6 Comments »

IRDA Planning New Guidelines for Life Insurance Products

Wednesday, June 20th, 2012

The Insurance Regulatory and Development Authority (IRDA) is planning to frame new draft guidelines for life insurance products within a month. The members of industry said that the move is aimed at helping customer by preventing mis-selling of life insurance products. They also said that the new draft guidelines will also bring parity among products […]

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Saving Money – How to Organize Expenses

Tuesday, June 19th, 2012

In the earlier article ‘How to save money‘, we discussed about how important it is to be aware of your spending in order to achieve financial success. Here we will learn about the nuances of the expenses we make and how to organize them to understand our actual living expenses. In order to understand your […]

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Saving Money – Understand Your Spending

Monday, June 18th, 2012

In the previous article, we discussed on How to Organize Expenses to understand our actual living expenses. Here we will discover our financial position by understanding our spending. In order to understand your spending, start calculating your expenses. Follow the step by step procedure given below: Note down all categories and types of expenses in […]

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