General Personal Finance

Investing in Silver – Good or bad?

Not many people in India will have the appetite for buying silver as an investment, even though it is the one of the costliest metals after gold. May be, that is the reason why there has been no silver ETFs in India so far and it is a big disadvantage as they are the best ways to invest in precious metals.

Buying Non-ornamental Gold in India

Generally, people think of ornaments when buying gold but it can also be purchased in the form of investments like gold coins and bullion bars.

Fineness of gold

Fineness of gold is described as the ratio between the primary metal i.e gold to the added impurities or base metals to make it hard or give a structure. Fineness is a more modern and accurate way of determining purity and is measured in the units of parts per 1000 and carats or Karats. So […]

Ways to Maintain Healthy Credit Score

Maintaining a healthy credit score helps you in enjoying the benefits of lower interest rate on credit cards and loans. For this you need to track your spending, keep a check on credit limit, save your funds, pay the minimum amount and focus on timely payment. A healthy credit score keeps your interest costs to a minimum.

Is it Smart or Foolish to Purchase Gold Today?

Recently, there is a huge drop in gold price. Many Indians are rushing to jewellery shops to purchase gold before the price increases again. But is it the right time to buy gold? Will the gold price increase again? Read to know

Five New Year’s Resolutions You Need to Stick with to Manage Money Properly this Year

Any personal finance related resolutions for this year? Well, if you don’t have any, it’s time to think and implement them right away as we have already entered second month of the year. Don’t be left behind, the year is still young to begin with New Year’s resolutions. The New Year offers a fresh start […]

Investment Basics for First Time Investors

Planning to invest in stocks, bonds, mutual funds or any other investment plan for the first time? If so, congrats! You are taking an important and sensible step in planning your future growth. This article presents some important tips you need to follow as a first-time investor. Health insurance and have emergency savings Before you […]

Understanding Wealthy Life

Poor and not so rich think the wealthy have a life of leisure and peace. The wealthy think the poor are lazy Many of us think that a wealthy person does not have to worry about future obligations or think of personal financial planning in their life. He is the one who enjoys 24 hours […]

Six Mistakes Teenagers Do While Handling Money

Are you a spendthrift? Do you spend money lavishly? If your answer is ‘Yes’, you need to seriously control your finances for a planned and secure future. As teenager, you make certain mistakes while spending that you are not aware of. This is because adolescence is a stage when you don’t have the proper knowledge […]

6 Things on Which People Overspend the Most

It is quite common that we overspend more on the things which we don’t need than on the things we need. More often than not, this behaviour can be due to any of these reasons – lack of self-control, no savings plan and proper budget, instant gratification, expensive lifestyle, show-off attitude, bad credit availability, lack […]

Common Bad Attitudes Towards Money

Today, we can see many people who have messed up with their personal finance and leading a stressful life. If you carefully observe, you can see some common attitudes among them towards personal finance. Know what these attitudes are and overcome them to set your financial life right

Gold Ornaments vs. Bullion – What to Choose While Investing

Gold is highly valued metal throughout the world. Gold is the ideal diversifier for a portfolio. It brings stability to a portfolio and works like an effective divestiture as well as preserver of wealth. Gold is universal standard and the value of any object can be assessed against it. Gold maintains long-term value and keeps […]

Why Investing in Gold May be a Bad Idea Today?

Gold prices have increased like never before and many people, particularly in India are withdrawing from other saving schemes and investing in gold. If you are one of them pouring money into gold, beware, gold prices may possibly fall down drastically.

Avoid Money Mistakes Your Parents Committed

As kids and teens, many of us have seen our parents struggling to manage money properly. Not everybody’s parents are like this, but many parents make some common money mistakes. Here are some of them and try not to repeat them in your life. Not lived on budget Do you remember your parents creating annual […]

Debit Cards Used in Different Countries

Debit cards find usage in numerous financial transactions – be it purchasing goods or paying utility bills. The convenience of not having to carry cash and an increased number of automated banking machines has made debit cards popular. Different types of debit cards are used in different countries. Although the most widely used brands worldwide […]