Advantages and Disadvantages of Mutual Funds

Investment in mutual funds has its own set of advantages as well as disadvantages. Before investing your money in mutual funds you need to consider important aspects. Be sensible enough and make the right decision.

Investment vs. Speculation in Stocks

“If investing is entertaining, if you’re having fun, you’re probably not making any money. Good investing is boring” -George Soros Investment beginners, as soon as they get surplus from their income, think to invest in a profitable asset. But after investing in an asset or a stock, they get fascinated by the stock moves and […]

Direct Equity Investing vs. Investing in Equity Schemes

Many people prefer investing directly into equity markets by buying shares as against giving the money for mutual funds to invest on their behalf. This direct equity investing takes the form of 1. Day trading – trying your luck by buying and selling the same day 2. Buying based on non-fundamental factors, news flow, with […]

How to Choose an Equity Mutual Fund Scheme?

After you decide your amount of money to be invested in equities, how do you decide which specific scheme is right for you? Which type of equity scheme is right for you? All equity schemes can be divided into 2 categories – based on number of industries they invest money across. A) Diversified schemes (invest […]

Truth About Stock Market Volatility Over Real Estate Stability

Now-a-days people are more confused about the better place to invest money in. They are often confused with which one to choose: stock market or real estate? Going with the present situations, today people are more likely to pick real estate instead of stock market due to the perception that investing in stock market is […]

Know How Fear and Greed Impacts Your Investing Decisions

Much has been written on fear and greed in the market, which are the two great human emotions responsible in destructing capital in investing. Fear and greed can be explained in simple words – fear is the emotion which comes from lack of confidence and greed is the emotion which comes from over-confidence.

Mutual Funds and Their Benefits

A Mutual Fund is an investment vehicle operated by an Asset Management Company (AMC) and is required to be registered with SEBI (Securities and Exchange Board of India). AMC raises money from individual investors and invests the money on behalf of the investors or unit holders, in stocks, bonds, money market securities, options, futures, currencies, […]

Difference Between ULIP and Mutual Fund

Unit Linked Insurance Plan (ULIP) and Mutual Fund (MF) both are investment options but most of the people are confused whether to choose ULIP or MF. Many people are purchasing ULIP as it covers insurance as well as investment. Another main reason people buying ULIP is because of its agents. For mutual funds, there will […]

Understanding ULIP and Mutual Fund

Unit Linked Insurance Policy (ULIP) is a life insurance policy which provides a combination of risk cover and investment. Mutual fund is purely investment and it is also called as collective investment in US. The money collected is invested in capital market instruments such as shares, debentures and other securities. ULIP is similar to mutual […]