Smart Living

Android OS in Different Smart Phone Manufacturers

When we see smart phones from different manufacturers, we notice them having different features and interfaces but containing the same specification of Android as common OS. The reason for difference in the interface is, Google Android is an open source software comprising not only operating system but also middle-ware and key applications. So, manufacturers like […]

Investing in Silver – Good or bad?

Not many people in India will have the appetite for buying silver as an investment, even though it is the one of the costliest metals after gold. May be, that is the reason why there has been no silver ETFs in India so far and it is a big disadvantage as they are the best ways to invest in precious metals.

Buying Non-ornamental Gold in India

Generally, people think of ornaments when buying gold but it can also be purchased in the form of investments like gold coins and bullion bars.

Ashoka Gold Coins

Gold has been widely used throughout the world for various purposes either for investment or to make ornamental jewelry. As a part of Gold Monetisation Scheme, the Ashoka Chakra gold coin was launched in India on November 5th, by the Prime Minister of India Shri Narendra Modi. The main objective behind releasing these coins is […]

Fineness of gold

Fineness of gold is described as the ratio between the primary metal i.e gold to the added impurities or base metals to make it hard or give a structure. Fineness is a more modern and accurate way of determining purity and is measured in the units of parts per 1000 and carats or Karats. So […]

Advantages and Disadvantages of Mutual Funds

Investment in mutual funds has its own set of advantages as well as disadvantages. Before investing your money in mutual funds you need to consider important aspects. Be sensible enough and make the right decision.

Variable Recurring Deposit – Best Saving Product for Salaried People

Looking for a good option to save money every month? Consider variable recurring deposit that offers you flexibility to save whatever amount you can. It’s moreover safe and gives good interest rate better than any other option including chits, savings deposits, recurring deposits and post office savings. Discover the benefits of Variable Recurring Deposit in this article.

Five New Year’s Resolutions You Need to Stick with to Manage Money Properly this Year

Any personal finance related resolutions for this year? Well, if you don’t have any, it’s time to think and implement them right away as we have already entered second month of the year. Don’t be left behind, the year is still young to begin with New Year’s resolutions. The New Year offers a fresh start […]

4 Questions to Ask Yourself Before Borrowing Personal Loans

For many people, personal loans seem to be more attractive options than any other forms of credit. Because, these are offered without providing any security and are easily available if you have decent income flow. As these loans are called as all-purpose loans, they can help you do many things – buy a car, house […]

SCORES Facilitated by SEBI Works Well in Solving Investor Complaints

With the new mechanism SCORES (SEBI Complaints Redress System) launched by market regulator SEBI in 2011, the investor grievance redressal had improved significantly during the first eight months of the financial year 2012-13. SCORES, a web-based centralised system enables investors to lodge complaints through website against a listed company/intermediary registered with SEBI. The system […]

Investment Basics for First Time Investors

Planning to invest in stocks, bonds, mutual funds or any other investment plan for the first time? If so, congrats! You are taking an important and sensible step in planning your future growth. This article presents some important tips you need to follow as a first-time investor. Health insurance and have emergency savings Before you […]

LIC Performs Better in Claim Settlements than Private Life Insurers : IRDA

According to latest report of Insurance regulator IRDA, claim settlement ratio of Life Insurance Corporation (LIC) appeared better than that of private life insurance companies. LIC found to be better at paying death claims. While LIC is the only state-run life insurance company in the market, there are about two dozen private insurers providing life […]

Mediclaim Policies to Become Costlier Next Year

The price of mediclaim policies to go up next year, if the insurance regulator IRDA accepts the plea of General insurers (both private and public sectors) which are facing huge losses with the spiraling health costs. State-owned National Insurance company sought IRDA’s permission to raise health insurance premium by 20-25% on an average as mediclaim […]

Single Document Enough to Open New Bank Accounts : RBI

Good news! RBI has made it easier for the customers to open new bank accounts. Now, banks can accept documents of customers such as Aadhar letter, PAN card, driver’s license, passport as proof of identity as well as address for opening new bank accounts. However, the address on the documents submitted by him/her for identity […]

Soon Auto Insurance Policies to Provide Two-Year Coverage : IRDA

The Insurance Regulatory and Development Authority (IRDA) is planning to provide 2-year insurance term coverage for auto insurance policies. The move will enable vehicle owners to insure their commercial or private vehicles for two-year term at a time and allow the benefit of low premium cost and reduced renewal hassles to its customers. According to […]