Living-Smartly.com – Being Wise, Healthy and Financially Sufficient

Ways to Maintain Healthy Credit Score

Maintaining a healthy credit score helps you in enjoying the benefits of lower interest rate on credit cards and loans. For this you need to track your spending, keep a check on credit limit, save your funds, pay the minimum amount and focus on timely payment. A healthy credit score keeps your interest costs to a minimum.

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How to Handle Your First Pay Hike?

Got a pay hike? You are tempted to think more cash in hand, more surplus to spend. If you get carried away by such attitude, you are ruining your finances. We have a guide on ‘what to do with your pay hike’. It will help you use your surplus income effectively.

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