Living-Smartly.com – Being Wise, Healthy and Financially Sufficient

Ways to Maintain Healthy Credit Score

Maintaining a healthy credit score helps you in enjoying the benefits of lower interest rate on credit cards and loans. For this you need to track your spending, keep a check on credit limit, save your funds, pay the minimum amount and focus on timely payment. A healthy credit score keeps your interest costs to a minimum.

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How to Handle Your First Pay Hike?

Got a pay hike? You are tempted to think more cash in hand, more surplus to spend. If you get carried away by such attitude, you are ruining your finances. We have a guide on ‘what to do with your pay hike’. It will help you use your surplus income effectively.

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Variable Recurring Deposit – Best Saving Product for Salaried People

Looking for a good option to save money every month? Consider variable recurring deposit that offers you flexibility to save whatever amount you can. It’s moreover safe and gives good interest rate better than any other option including chits, savings deposits, recurring deposits and post office savings. Discover the benefits of Variable Recurring Deposit in this article.

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